We know many households and firms do not think about making energy efficiency improvement and, when they do, are put off by any disruption. These people may not be reached by marketing energy efficiency directly. However, everyone needs to call in a plumber or builder from time to time. These households and businesses are likely to listen to a recommendation from a trusted tradesman or contractor – for example, when the boiler breaks down, many people are prepared to act on the advice of boiler fitters, including advice on installing a more efficient boiler. Since the installer already needs to cause some disruption, this is also a good opportunity for independent installers to offer a range of Green Deal services.
However, smaller firms may not have the same access to capital market funding as large firms, due to lacking the same funding trading record or back-office capabilities. Therefore, independent advisers and installers may need to partner with larger firms who can supply finance for the Green Deal plan. Alternatively, smaller providers will still be free to offer traditional forms of finance such as upfront payment or personal loans. Although this is not a Green Deal plan, consumers would still benefit from accredited advice and installation. The Green Deal framework is flexible enough to enable installers to play this lead role, if large firms in their industry – such as builders’ merchants or specialist retailers – are prepared to become “umbrella” Green Deal providers. We will work with the industry to help them develop this model. Source DECC
Have your say about the proposals add your comments below.
For more information regarding the scheme for Green Deal Providers for Insulation, heating and renewable energy installation contractors refer to the Green Deal www.greendealadvisersuk.com website.
Thursday 31 March 2011
Customer acquisition by the Green Deal provider
The key role of the Green Deal provider is to offer a Green Deal plan to customers to finance work which is recommended by an accredited adviser and undertaken by an accredited installer. Green Deal providers are well placed to coordinate this supply chain and to promote the Green Deal to customers interested in improving their property’s energy efficiency.
Under this model, companies with the appropriate capabilities – including High Street retailers - will promote the Green Deal to consumers using their preferred market channels, enhanced by access to the EPC database, and then arrange for the work to be done.Some Green Deal providers will offer an integrated service with in-house advisers and installers. Others will sub-contract with independent advisers and installers. Our accreditation schemes will help give Green Deal providers the confidence to contract with independent organisations. Source DECC
Have your say about the proposals add your comments below.
For more information regarding the scheme for insulation, heating and renewable energy installers refer to the Green Deal www.greendealadvisersuk.com website.
Under this model, companies with the appropriate capabilities – including High Street retailers - will promote the Green Deal to consumers using their preferred market channels, enhanced by access to the EPC database, and then arrange for the work to be done.Some Green Deal providers will offer an integrated service with in-house advisers and installers. Others will sub-contract with independent advisers and installers. Our accreditation schemes will help give Green Deal providers the confidence to contract with independent organisations. Source DECC
Have your say about the proposals add your comments below.
For more information regarding the scheme for insulation, heating and renewable energy installers refer to the Green Deal www.greendealadvisersuk.com website.
Access to the Green Deal for Small and Medium Enterprises
If the Green Deal is to serve homeowners and businesses well, it is essential that there is a competitive market for Green Deal delivery, which enables new market entrants and is backed by regulation to ensure quality delivery without creating an unmanageable burden. The Government is committed to ensuring competition in all three customer-facing roles in the value chain: advisers, installers, and providers. We have been encouraged by the variety of organisations interested in providing one or more of these services. These include energy companies, High Street retailers, small energy efficiency companies, home improvement companies, builders’ merchants, housing associations and local authorities, to name but a few. Some firms will want to offer all the services themselves; others will want to focus more narrowly on one service and partner with other specialist firms; and there will be differences between those providing to the household and commercial sectors. The framework is intentionally flexible to enable multiple business models to compete. However, the Green Deal will only be a success if firms are able to capitalise on consumer interest at key trigger points – such as when they are undertaking other work in the house. One of the key flexibilities in the Green Deal framework is that it enables customer acquisition to be undertaken either by the Green Deal provider or by an independent installer. Source DECC
Have your say about the proposals add your comments below.
For more information regarding the scheme for insulation, heating and renewable energy installers refer to the Green Deal www.greendealadvisersuk.com website.
Green Deal Installers for business.
Have your say about the proposals add your comments below.
For more information regarding the scheme for insulation, heating and renewable energy installers refer to the Green Deal www.greendealadvisersuk.com website.
Green Deal Installers for business.
Green Deal Disclosure
Subsequent occupiers of buildings with Green Deal measures will continue to benefit from the energy bill savings. To pay for the investment that enabled these energy savings, and for the Green Deal finance model to work, the liability to pay the Green Deal instalments needs to transfer automatically to subsequent occupiers. For this to happen, the new occupier responsible for the energy bills of the building needs to be aware of their liability to pay these instalments before they move in. Therefore the owner must disclose details about any Green Deal plans on their buildings before they sell them or rent them out. ‘Renting’ can be through a variety of mechanisms in both the residential and commercial sector, like the granting of a long term lease or a shorter term tenancy and the grant of a licence to occupy. This obligation will also apply where a tenant is renting out a property to a sub-tenant or granting a licence to occupy.
The details to be disclosed will be set out in Green Deal regulations, but the intention is that the primary vehicle for disclosure will be the EPC or equivalent. Once the energy saving work has been completed, the document will have been amended to include key information about the Green Deal plan. This information may need to be updated by the Green Deal provider at specified times to be set out in regulations. The Bill also requires those selling or renting out a property to ensure that the relevant contract includes an acknowledgement by the buyer, tenant or licensee that the Green Deal plan is binding on the bill payer at the property. This route for disclosure of the Green Deal will protect businesses and consumers and ensure they do not take on liability to pay the Green Deal charge without being fully informed about it first. Before the launch of the Green Deal in 2012, we will work with the Law Society and others to ensure these routes for disclosure and acknowledgement will work effectively to give consumers and businesses confidence in the Green Deal without imposing undue burdens on commercial or residential property transactions. Source DECC
Have your say about the proposals add your comments below.
For more information regarding the scheme for insulation, heating and renewable energy installers refer to the Green Deal www.greendealadvisersuk.com website.
The details to be disclosed will be set out in Green Deal regulations, but the intention is that the primary vehicle for disclosure will be the EPC or equivalent. Once the energy saving work has been completed, the document will have been amended to include key information about the Green Deal plan. This information may need to be updated by the Green Deal provider at specified times to be set out in regulations. The Bill also requires those selling or renting out a property to ensure that the relevant contract includes an acknowledgement by the buyer, tenant or licensee that the Green Deal plan is binding on the bill payer at the property. This route for disclosure of the Green Deal will protect businesses and consumers and ensure they do not take on liability to pay the Green Deal charge without being fully informed about it first. Before the launch of the Green Deal in 2012, we will work with the Law Society and others to ensure these routes for disclosure and acknowledgement will work effectively to give consumers and businesses confidence in the Green Deal without imposing undue burdens on commercial or residential property transactions. Source DECC
Have your say about the proposals add your comments below.
For more information regarding the scheme for insulation, heating and renewable energy installers refer to the Green Deal www.greendealadvisersuk.com website.
Green Deal Repayments through energy bills
One of the key features of the Green Deal is that the consumer repayments come through a charge on the energy bill. It is important that the Green Deal charge can be recouped in the same way as any other part of the energy bill to ensure simplicity for the customer, and so that finance providers have the confidence to provide the upfront capital, secure in the knowledge that they will receive payments via energy suppliers. When the Green Deal installer has completed the work, they will inform the Green Deal provider (if it is a separate organisation) who will arrange for details about the Green Deal to be included in an updated EPC or other appropriate document and lodged on the EPC or equivalent database. The Green Deal provider would also pass the relevant details to the customer’s energy supplier. Following verification by the energy supplier, which would give the customer the right to query any details, the Green Deal charge would appear on the next energy bill received by the customer. Customers with a Green Deal charge on the energy bill will still be able to switch energy suppliers. At the end of the repayment period, the Green Deal charge will automatically be removed from future energy bills. Source DECC
Have your say about the proposals add your comments below.
For more information regarding the scheme for insulation, heating and renewable energy installers refer to the Green Deal www.greendealadvisersuk.com website.
Have your say about the proposals add your comments below.
For more information regarding the scheme for insulation, heating and renewable energy installers refer to the Green Deal www.greendealadvisersuk.com website.
Green Deal Recommending measures
Advisers will draw from a list of measures which have been approved for the Green Deal. The Secretary of State will stipulate in secondary legislation the criteria a measure must meet to be eligible for Green Deal finance. A corresponding list of products, materials and specification standards will be contained in a publicly available Code of Practice and updated regularly to enable a dynamic market
in technological improvement. The products will be those with the potential to improve energy efficiency in a property. The assessment will confirm whether they are suitable for property in question. It is possible that an adviser might be affiliated to a Green Deal provider and we are working with industry to assess the impacts of this. In such a case the adviser would be required by the Code of Practice to state clearly the difference between standardised advice and a sales offer. The Green Deal is focused on energy efficiency measures which meet the golden rule, that is, the expected financial savings must be greater than the costs attached to the energy bill. We intend that Green Deal finance could extend to other low carbon energy technologies in future, such as microgeneration and combined heat and power technologies, should they meet the golden rule. Initially, we expect such measures to be funded through alternative finance mechanisms that are already in place or under development, such as the Renewable Heat Incentive or Feed-In Tariffs. As this is not Green Deal finance, the energy bill repayment mechanism would not be used. However, aspects of the broader Green Deal framework, such as the in-property assessment, are likely to extend to cover microgeneration technologies. Source DECC.
Have your say about the proposals add your comments below.
For more information regarding the scheme for insulation, heating and renewable energy installers refer to the Green Deal www.greendealadvisersuk.com website.
Renewable Heat Incentive tariffs for RHI. For further reference refer also to Feed In Tariffs.
in technological improvement. The products will be those with the potential to improve energy efficiency in a property. The assessment will confirm whether they are suitable for property in question. It is possible that an adviser might be affiliated to a Green Deal provider and we are working with industry to assess the impacts of this. In such a case the adviser would be required by the Code of Practice to state clearly the difference between standardised advice and a sales offer. The Green Deal is focused on energy efficiency measures which meet the golden rule, that is, the expected financial savings must be greater than the costs attached to the energy bill. We intend that Green Deal finance could extend to other low carbon energy technologies in future, such as microgeneration and combined heat and power technologies, should they meet the golden rule. Initially, we expect such measures to be funded through alternative finance mechanisms that are already in place or under development, such as the Renewable Heat Incentive or Feed-In Tariffs. As this is not Green Deal finance, the energy bill repayment mechanism would not be used. However, aspects of the broader Green Deal framework, such as the in-property assessment, are likely to extend to cover microgeneration technologies. Source DECC.
Have your say about the proposals add your comments below.
For more information regarding the scheme for insulation, heating and renewable energy installers refer to the Green Deal www.greendealadvisersuk.com website.
Renewable Heat Incentive tariffs for RHI. For further reference refer also to Feed In Tariffs.
Green Deal Property Assessment
One of the prerequisites for a Green Deal plan will be for the consumer to have a property assessment by an accredited adviser. We are working with industry and accreditation bodies to ensure the assessment is robust, delivered to agreed standards by qualified advisers and backed up quality assurance and compliance mechanisms. The adviser would visit to assess the energy performance of the property and advise on the relevant opportunities for energy efficiency improvements. They might also make recommendations on energy-saving behaviour. For households, there already exists a strong base for such an assessment through the EPC, which we are currently reviewing, and we will look at how an improved EPC might be used to support the Green Deal. We are also reviewing options for an assessment of commercial buildings, including the corresponding EPC. Source DECC
Green Deal EPC
Have your say about the proposals, add your comments below.
Green Deal EPC providers of energy performance certificates as part of the scheme.
For more information regarding the scheme for energy performance certificates, EPC, insulation, heating and renewable energy installers refer to the Green Deal www.greendealadvisersuk.com website.
Green Deal EPC
Have your say about the proposals, add your comments below.
Green Deal EPC providers of energy performance certificates as part of the scheme.
For more information regarding the scheme for energy performance certificates, EPC, insulation, heating and renewable energy installers refer to the Green Deal www.greendealadvisersuk.com website.
Green Deal Low cost finance
The advantage of the Green Deal is that it enables consumers to fund energy efficiency improvements from the value of savings generated throughout the payback period. Because some payback periods may last several years after the investment, consumers will need to pay interest on this money. The golden rule must hold for the total cost of the work (including the measures, labour costs and financing costs) so keeping financing costs to the absolute minimum will be fundamental to the Green Deal’s success. The ability to repay through energy bills is critical to sourcing low-cost finance. Consumers have a relatively low likelihood of defaulting on their energy bills compared to unsecured personal loans or other traditional sources of financing; this means the eventual cost of finance should be lower under the Green Deal than many standard retail finance offers, which cost around 11% even for an average consumer, and considerably more for many consumers. [Source: Bank of England, average of quoted effective annual interest rates for £10,000 personal unsecured loan 1st Jan – 31st Oct 2010 10.7%].
This will also be true for many smaller firms whose cost of corporate borrowing is high. Moreover, the Green Deal is not secured on the property so this is not at risk if repayments are not met. To achieve this lower cost of finance without securing the payments to the property, it is imperative that the Green Deal charge is treated in exactly the same way as any other part of the energy bill. And, of course, one key advantage with Green Deal is that the consumer is able to stop paying once they move out and cease to be the billpayer at the address – unlike personal loans which borrowers have to keep repaying even if they are no longer enjoying the benefits. The Government is in discussions with banks and the investor community regarding the best means of ensuring Green Deal providers can access affordable capital. Source DECC
Have your say about the proposals add your comments below.
For more information regarding the scheme for Green Deal Installers Insulation, heating and renewable energy installation contractors refer to the Green Deal www.greendealadvisersuk.com website.
This will also be true for many smaller firms whose cost of corporate borrowing is high. Moreover, the Green Deal is not secured on the property so this is not at risk if repayments are not met. To achieve this lower cost of finance without securing the payments to the property, it is imperative that the Green Deal charge is treated in exactly the same way as any other part of the energy bill. And, of course, one key advantage with Green Deal is that the consumer is able to stop paying once they move out and cease to be the billpayer at the address – unlike personal loans which borrowers have to keep repaying even if they are no longer enjoying the benefits. The Government is in discussions with banks and the investor community regarding the best means of ensuring Green Deal providers can access affordable capital. Source DECC
Have your say about the proposals add your comments below.
For more information regarding the scheme for Green Deal Installers Insulation, heating and renewable energy installation contractors refer to the Green Deal www.greendealadvisersuk.com website.
Why is the Green Deal needed?
At a local level, the Green Deal will enable many households and businesses to improve the energy efficiency of their properties without consuming so much energy and wasting so much money. At a national level, the UK needs to become more energy efficient to reduce its UK emissions greenhouse gas emissions which risk dangerous climate change.
The Climate Change Act 2008 legislated for a reduction in our carbon emissions, compared to 1990, of 34% by 2020 and on our way to 80% by 2050. It set legally-binding carbon budgets for our country for the next 12 years across all sectors of the UK economy - including our homes and communities, and our workplaces. Reducing demand for energy through eliminating waste cost effectively is one of the best ways to reduce emissions. Three quarters of the energy we use in our homes is for heating our rooms and water, most of which comes from gas-fired boilers. Together this accounts for 13% of the UK’s CO2e emissions while our workplaces are responsible for 20%.
To help meet the carbon budgets we need to cut emissions in our homes and communities by 29% and by 13% in our workplaces by 2022 (on 2008 levels). To do this we need to make our homes, communities and workplaces more energy efficient, and heat and power them from low carbon sources. Support through the Green Deal for implementing energy efficiency measures will play a key role here. The Green Deal will deliver energy saving packages to millions of homes and businesses across the country. Consequently the scheme provides opportunities for skilled and unskilled labour; from assessment to installation, manufacturing to supply, over the length and breadth of Britain, for many years to come. By ensuring a high uptake of energy efficiency measures in households and business, the national demand for imported gas could be reduced considerably. With more than a third of our gas currently imported and UK gas production on a downward trend, the net result could be a saving on imports at a national level. Source DECC
Have your say about the proposals add your comments below.
For more information regarding the scheme for home insulation, heating and renewable energy installers refer to the Green Deal www.greendealadvisersuk.com website.
The Climate Change Act 2008 legislated for a reduction in our carbon emissions, compared to 1990, of 34% by 2020 and on our way to 80% by 2050. It set legally-binding carbon budgets for our country for the next 12 years across all sectors of the UK economy - including our homes and communities, and our workplaces. Reducing demand for energy through eliminating waste cost effectively is one of the best ways to reduce emissions. Three quarters of the energy we use in our homes is for heating our rooms and water, most of which comes from gas-fired boilers. Together this accounts for 13% of the UK’s CO2e emissions while our workplaces are responsible for 20%.
To help meet the carbon budgets we need to cut emissions in our homes and communities by 29% and by 13% in our workplaces by 2022 (on 2008 levels). To do this we need to make our homes, communities and workplaces more energy efficient, and heat and power them from low carbon sources. Support through the Green Deal for implementing energy efficiency measures will play a key role here. The Green Deal will deliver energy saving packages to millions of homes and businesses across the country. Consequently the scheme provides opportunities for skilled and unskilled labour; from assessment to installation, manufacturing to supply, over the length and breadth of Britain, for many years to come. By ensuring a high uptake of energy efficiency measures in households and business, the national demand for imported gas could be reduced considerably. With more than a third of our gas currently imported and UK gas production on a downward trend, the net result could be a saving on imports at a national level. Source DECC
Have your say about the proposals add your comments below.
For more information regarding the scheme for home insulation, heating and renewable energy installers refer to the Green Deal www.greendealadvisersuk.com website.
Green Deal Energy Company Obligation (ECO)
Green Deal finance will not be the only source of support for energy efficiency measures in homes. At the moment, the Government’s principal tools for driving uptake are the energy company obligations Carbon Emissions Reductions Target (CERT) and Community Energy Saving Programme (CESP). The Government has committed to replacing these programmes when they expire at the end of 2012 with a new Energy Company Obligation. The obligation will be restructured to bring it up to date and enable it to function alongside the Green Deal finance market. The ECO will be focused on those households who need support over and above the Green Deal so that everyone can share in the British energy efficiency transformation.
Importantly,it will provide measures which help the most vulnerable low income households, who tend to under-heat their homes, to heat their properties adequately and more affordably. It will also offer support to the expensive to treat properties, such as those with solid walls. The additional ECO support will be able to be combined with Green Deal finance as one package for consumers. Legal powers will exist which enable Government to incentivise energy companies to channel part of their spending towards joint offers (ECO support plus Green Deal finance). However, we expect there to be many natural incentives in place to encourage this approach. We would only use these powers following a review which showed that the companies’ behaviour was leading to consumers losing out, and that using the powers would increase the overall cost-effectiveness of the ECO in achieving carbon savings. Source DECC.
Have your say about the proposals add your comments below.
For more information regarding the scheme for insulation, heating and renewable energy installers refer to the Green Deal Finance www.greendealadvisersuk.com website.
Importantly,it will provide measures which help the most vulnerable low income households, who tend to under-heat their homes, to heat their properties adequately and more affordably. It will also offer support to the expensive to treat properties, such as those with solid walls. The additional ECO support will be able to be combined with Green Deal finance as one package for consumers. Legal powers will exist which enable Government to incentivise energy companies to channel part of their spending towards joint offers (ECO support plus Green Deal finance). However, we expect there to be many natural incentives in place to encourage this approach. We would only use these powers following a review which showed that the companies’ behaviour was leading to consumers losing out, and that using the powers would increase the overall cost-effectiveness of the ECO in achieving carbon savings. Source DECC.
Have your say about the proposals add your comments below.
For more information regarding the scheme for insulation, heating and renewable energy installers refer to the Green Deal Finance www.greendealadvisersuk.com website.
Thursday 24 March 2011
Budget 2011 Woes for Green Investment
The UK Government announced yesterday that some funding would be available for the Green Investment Bank, but nowhere near the industry estimates of £500 billion that is needed to target all property in the UK.
Some funding will be available (around £1bn) to start some projects later this year. The renewable energy sector seems hardest hit with revised tariffs to be introduced under the Renewable Heat Incentive scheme, and also the Feed In Tariff, which will particular affect business in the UK.
Solar Green Deal Installers were hoping for a real incentive ahead of the Green Deal Scheme to be launched in 2012, however many were disappointed by the News of delays and lower funding for projects.
Some funding will be available (around £1bn) to start some projects later this year. The renewable energy sector seems hardest hit with revised tariffs to be introduced under the Renewable Heat Incentive scheme, and also the Feed In Tariff, which will particular affect business in the UK.
Solar Green Deal Installers were hoping for a real incentive ahead of the Green Deal Scheme to be launched in 2012, however many were disappointed by the News of delays and lower funding for projects.
Tuesday 22 March 2011
Green Deal Insulation
One of the primary agenda items of the scheme is to encourage UK homes and businesses to improve insulation within buildings in the UK.
Some of the UK housing stock is still poorly insulated, the Government wants to improve the standard of insulation of property in all sectors, including landlords, social housing and in particular housing associations where a grant under the scheme will enable the installation of loft, cavity wall and external solid wall insulation for homes and business premises.
Financing the improvements would be carried out by repayments through the consumers existing energy metering from their utility supplier. Thus, there would be be no need for cash outlay by the property owner, as the "loan" is attached to the property, not the owner.
For further details about the benefits that are being proposed about the green deal scheme please refer to:
Green Deal www.greendealadvisersuk.com insulation installers and providers of insulation materials.
Green Deal www.epcforepcs.co.uk/Green_Deal/index.html
Green Deal www.home-hip.co.uk/Green-Deal.htm UK websites related to the green deal plan.
Green Deal Finance www.greendealadvisersuk.com/Finance/index.html Loans and financial advice for business and homeowners.
Some of the UK housing stock is still poorly insulated, the Government wants to improve the standard of insulation of property in all sectors, including landlords, social housing and in particular housing associations where a grant under the scheme will enable the installation of loft, cavity wall and external solid wall insulation for homes and business premises.
Financing the improvements would be carried out by repayments through the consumers existing energy metering from their utility supplier. Thus, there would be be no need for cash outlay by the property owner, as the "loan" is attached to the property, not the owner.
For further details about the benefits that are being proposed about the green deal scheme please refer to:
Green Deal www.greendealadvisersuk.com insulation installers and providers of insulation materials.
Green Deal www.epcforepcs.co.uk/Green_Deal/index.html
Green Deal www.home-hip.co.uk/Green-Deal.htm UK websites related to the green deal plan.
Green Deal Finance www.greendealadvisersuk.com/Finance/index.html Loans and financial advice for business and homeowners.
Monday 21 March 2011
Green Deal Solar
The UK government has recently confirmed that renewable energy options will be available under the scheme. These include solar panes, solar thermal hot water, biomass boilers air and ground source heat pumps and wind turbines.
In addition some of these systems already qualify for subsidies and cashback under the Feeed in Tariff scheme, however the further benefits will also include funding under the renewable heat incentive (RHI) tariff scheme.
For further information refer to UK Green Deal www.greendealadvisersuk.com
Fore renewable energy installers refer to:
Renewable Heat Incentive Green Deal providers.
Green Deal Solar - solar panels and PV photovoltaic systems.
Green Deal Finance financial packages and loans for the scheme.
In addition some of these systems already qualify for subsidies and cashback under the Feeed in Tariff scheme, however the further benefits will also include funding under the renewable heat incentive (RHI) tariff scheme.
For further information refer to UK Green Deal www.greendealadvisersuk.com
Fore renewable energy installers refer to:
Renewable Heat Incentive Green Deal providers.
Green Deal Solar - solar panels and PV photovoltaic systems.
Green Deal Finance financial packages and loans for the scheme.
Sunday 13 March 2011
Green Deal Providers
The Green Deal Scheme will provide homeowners and business owners with options for energy saving improvements for domestic homes and commercial property. Improvements include renewable energy for solar panels, wind turbines and biomass boilers.
Loft insulation, cavity wall insulation and external solid wall insulation for solid brick built homes will also be made available. For access to these and other resources refer to Green Deal and Green Deal Installers.
Loft insulation, cavity wall insulation and external solid wall insulation for solid brick built homes will also be made available. For access to these and other resources refer to Green Deal and Green Deal Installers.
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